Bandhan Bank’s total business rises 9pc to ₹2.98 lakh crore in Q2 FY26

THEBUSINESSBYTES BUREAU

KOLKATA, OCTOBER 30, 2025

Bandhan Bank reported a strong performance for the second quarter of the financial year 2025-26, recording a 9% year-on-year growth in total business, which stood at ₹2.98 lakh crore. The growth was driven by an expanding distribution network, enhanced operational efficiency, and a supportive business environment.

The Bank’s deposit base grew by 11% year-on-year to ₹1.58 lakh crore, while total advances reached ₹1.40 lakh crore during the quarter. Retail deposits continued to strengthen Bandhan Bank’s liability franchise, forming nearly 71% of total deposits. The Current Account and Savings Account (CASA) ratio stood at 28%, underscoring steady growth in low-cost deposits.

As of September 30, 2025, Bandhan Bank serves more than 3.23 crore customers through over 6,350 banking outlets spread across 35 of the 36 states and Union Territories of India. The Bank’s workforce has also expanded, with over 73,500 employees contributing to its growth and service outreach.

The Bank’s financial stability remains sound, with a Capital Adequacy Ratio (CAR) of 18.6%, significantly above the regulatory minimum, reflecting a robust balance sheet and prudent capital management.

Commenting on the performance, Partha Pratim Sengupta, MD & CEO, Bandhan Bank, said, “Bandhan Bank’s current quarter performance reflects a transitional phase for the bank as we continue to realign towards a more diverse and resilient portfolio. As we drive this transformation, we are focused on achieving balanced, profitable growth to create sustainable long-term value for our stakeholders. By emphasising innovation in technology, refining our processes, and enhancing our products and people capabilities, we are well-positioned to drive the next phase of growth for Bandhan Bank 2.0.”

With consistent growth in deposits, steady expansion across the country, and a strong focus on digital transformation, Bandhan Bank continues to strengthen its position as a leading player in India’s banking sector.