THEBUSINESSBYTES.COM Fast. Focused. Future-ready
THEBUSINESSBYTES BUREAU
NEW DELHI, NOVEMBER 22, 2025
As 2025 starts winding down, the season of quick escapes and long-planned vacations is officially here, nudging everyone to sort out travel bookings, hotel deals, wardrobe refreshes and those must-have accessories. And while picking the perfect destination matters, managing expenses smartly matters just as much. The right credit card can totally change the holiday game — adding not just convenience, but also a bunch of exclusive rewards that make travelling and shopping way more satisfying.
SBI Card, India’s largest pure-play credit card issuer, has rolled out a wide suite of travel and lifestyle benefits designed to make vacations smoother, more affordable, and far more exciting. From air miles and lounge access to cashback on online buys, dining perks, and fuel savings, the cards blend comfort and value for every kind of traveler. Here’s a rundown of some of the best options to help you save more during the upcoming holiday rush.
SBI Card MILES ELITE
A high-end pick for travellers who like their getaways extra special, the SBI Card MILES ELITE turns routine travel into a premium experience. For an annual fee of ₹4,999, you get a welcome gift of 5,000 travel credits redeemable on flights, hotels, and more. Earn 6 travel credits per ₹200 on travel expenses and 2 credits per ₹200 on regular spends. Frequent flyers can unlock serious milestone perks including bonus lounge visits, 20,000 extra travel credits at ₹12 lakh spends, and a complete annual fee waiver at ₹15 lakh spends.
Cardholders also get Priority Pass membership, 8 complimentary domestic and 6 international lounge visits, and a low 1.99% forex markup for smooth international travel. The 1% fuel surcharge waiver adds everyday relief. It also comes in variants like MILES PRIME (₹2,999) and MILES (₹1,499).
IndiGo SBI Card ELITE
For those who spend a lot of time in the sky, IndiGo SBI Card ELITE packs in premium benefits with impressive travel value. With a joining and annual fee of ₹4,999 plus taxes, the card offers rich rewards including 7 IndiGo BluChips per ₹100 spent within the IndiGo ecosystem, 3 BluChips per ₹100 on hotel and travel spends via other platforms, and 2 BluChips on other transactions. Benefits include 8 complimentary domestic lounge visits per year and 6 international lounge access passes.
Milestone rewards of 6,000 BluChips each are unlocked at annual spends of ₹3 lakh, ₹6 lakh, ₹9 lakh and ₹12 lakh. Add to that a 1% fuel surcharge waiver. A more affordable variant, the IndiGo SBI Card (₹1,499), offers solid value for frequent fliers who want rewards without the premium tag.
KrisFlyer SBI Card APEX
Built for global travellers and loyal Singapore Airlines flyers, the KrisFlyer SBI Card APEX is packed with top-tier perks. With an annual fee of ₹9,999 plus taxes, members get 10,000 KrisFlyer miles on fee payment and the first transaction within 60 days. Earn 10 miles per ₹200 spent with the Singapore Airlines Group, 8 miles per ₹200 on international transactions, and 6 miles per ₹200 on other eligible spends.
Get 2 complimentary domestic and international lounge visits every quarter along with a Priority Pass membership worth $99, valid for two years for primary cardholders. A 1% fuel surcharge waiver on transactions between ₹500 and ₹4,000 makes travel easier and more economical. A lighter variant, the KrisFlyer SBI Card (₹2,999), offers many of the core travel benefits at a lower cost.
BPCL SBI Card OCTANE
Perfect for daily commuters, BPCL SBI Card OCTANE focuses on delivering maximum fuel savings with 7.25% value back, including accelerated reward points worth 6.25% and a 1% surcharge waiver on transactions up to ₹4,000. Cardholders also earn enhanced rewards on groceries, movies and dining, making each ride more rewarding. The annual renewal fee of ₹1,499 plus taxes can be waived on yearly spends of ₹2 lakh.
Cashback SBI Card
For shoppers who love cashbacks without conditions, the Cashback SBI Card keeps rewards simple and generous. It offers 5% cashback on online spends* and 1% on offline spends*, without any merchant restrictions. Users also get a 1% fuel surcharge waiver for transactions between ₹500 and ₹3,000. With a joining fee of ₹999 and the same renewal fee from year two, the card becomes even better when the renewal fee gets waived on spends above ₹2 lakh.
Tata Neu Infinity SBI Card
A great pick for shoppers loyal to Tata brands, this card makes every purchase count. With a ₹1,499 annual fee, users get 1,499 NeuCoins as a welcome bonus. Earn 5% back in NeuCoins on Tata Neu app spends, an extra 5% on select categories, and 1.5% on all other spends including UPI. Cardholders also get Priority Pass membership, 8 domestic and 4 international lounge visits, and a 1% fuel surcharge waiver. Those looking for a more affordable option can choose the Tata Neu Plus SBI Card at ₹499.
Flipkart SBI Card
Created for online shopping lovers, the Flipkart SBI Card delivers strong value on all major categories. With a ₹500 joining fee, users receive welcome benefits worth ₹1,250 on successful application through the Flipkart app. Cardholders enjoy 7.5% cashback on Myntra, 5% on Flipkart, 12% off on Cleartrip, and 4% cashback on partners like Zomato, Uber, Netmeds and PVR. Cashback gets auto-credited monthly, and the card includes a 1% fuel surcharge waiver.
Spend Smart, Celebrate Smarter
Whether it’s booking flights, loading up your cart, or planning a sudden road trip, there’s an SBI Card that fits right into your lifestyle. With premium travel perks, cashback benefits and exclusive rewards, these cards make sure your festive season feels lighter on the wallet and richer in experience. So go ahead — swipe smarter, travel further and shop happier, because holidays always feel better when every spend gives you something extra.
Leave a Reply