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PNB launches pre-qualified credit card, overdraft against FD



Punjab National Bank (PNB) has introduced its pre-qualified credit card. With this, PNB reinstates its mission to offer quality financial services by leveraging technology with an Instant credit card facility that will enable seamless onboarding in a few clicks.

This facility will be available for salary account customers and they shall be able to apply through the mobile banking app PNB One and Bank’s website / Internet Banking Service (IBS).

PNB will be offering this service under 2 platforms – RuPay and VISA.

The announcement was made at PNB Headquarters in Dwarka and was attended by the MD & CEO along with EDs, CVO and the rest of the PNB Parivar.

The Bank has also introduced the new facility of Overdraft against Fixed Deposit on PNB One in a few clicks and a single OTP. Customers can avail loan without visiting a bank branch. There is a concession of 0.25% on the interest rate when applied through digital platforms like PNB One.

On the occasion, PNB MD & CEO Atul Kumar Goel said, “PNB’s new pre-qualified credit card service is a fully digital, consent-basedand paperless credit card application process. Basis details entered, customers avail multiple attractive features of the card such as Exciting Reward Points, Comprehensive Insurance Coverage, Complimentary Domestic& International Lounge Access, Health Check, Complimentary Golf, Spa, Gym Sessions, Higher CreditLimits, and much more in a few clicks.”

“I am also excited about the introduction of the Overdraft facility against Fixed Deposit on PNB One as it adds further to our digital offerings, and I am very hopefulwith both the products as they target the needs of the general public appropriately,” he added.

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