THEBUSINESSBYTES BUREAU
NEW DELHI, JULY 29, 2026
Yes Bank has entered into a strategic partnership with
institutional capital solutions platform Capital Stack by signing a Memorandum
of Understanding (MoU) aimed at strengthening institutional funding and
expanding access to credit across key sectors of the economy.
The collaboration establishes a framework under which Capital
Stack will leverage its institutional network, market expertise and transaction
structuring capabilities to identify, evaluate and facilitate financing
opportunities that align with Yes Bank's strategic priorities. The private
sector lender will assess participation in these opportunities in line with its
internal credit, risk, regulatory and commercial policies.
The partnership will initially focus on Direct Assignment
(DA), co-lending, term lending, securitisation and structured finance
solutions. Through these initiatives, the two organisations aim to create more
efficient funding channels for financial institutions and enterprises while
supporting the evolving credit landscape in India.
The collaboration is expected to enhance financing across a
wide range of segments, including vehicle finance, affordable housing finance,
gold loans, loans against property (LAP), MSME lending, consumer finance,
microfinance and supply chain finance, thereby improving the availability of
institutional capital for businesses and lenders.
Commenting on the partnership, Sumit Bali, Country Head – Retail Assets and Debt Management at Yes Bank, said the country's evolving credit ecosystem presents significant opportunities to combine strong risk management frameworks with technology-driven lending models to deliver sustainable and scalable growth for financial institutions and enterprises.
Ashish Thekkekara, Managing Director of Capital Stack, said India's next phase of credit expansion will be driven by deeper collaboration between capital providers and lending institutions. He added that the partnership brings together complementary strengths to build more efficient funding pathways, enabling broader access to institutional capital and supporting long-term economic growth.
