THEBUSINESSBYTES
BUREAU
BHUBANESWAR,
OCTOBER 28, 2026
Bandhan Bank on
Wednesday reported an over 11 per cent year-on-year growth in total business to
more than Rs 3.3 lakh crore in the second quarter of FY27, with net profit
standing at Rs 622 crore.
The bank’s total loan
book expanded 13.1 per cent year-on-year to Rs 1.58 lakh crore, while deposits
grew 9.2 per cent to Rs 1.73 lakh crore during the quarter, reflecting
continued growth in its lending and deposit franchises.
Retail deposits
accounted for nearly 73 per cent of the bank’s total deposit base, while its
Current Account and Savings Account (CASA) ratio stood at 26.7 per cent,
according to the bank’s quarterly business update.
The bank’s capital
adequacy ratio (CAR), a key measure of its financial strength, stood at 18.3
per cent, comfortably above the regulatory requirement.
Bandhan Bank Managing
Director and CEO Partha Pratim Sengupta said the performance reflected the
lender’s focus on sustaining healthy business growth, accelerating deposit
mobilisation, improving the composition of its loan portfolio, protecting asset
quality and strengthening profitability.
“We are making steady and significant
improvement over the quarters in operating profit and PAT. We will continue to
focus on strengthening our retail franchise, deepening customer relationships,
and delivering long-term value to all stakeholders,” Sengupta said.
The bank said it
remained focused on diversifying its asset base, with a strategic emphasis on
expanding its retail portfolio. Accelerating digitalisation is also a priority
to improve operational efficiency, boost productivity and enhance customer
experience.
Bandhan Bank currently serves around 3.2 crore customers through more than 6,400 banking outlets across 35 of India’s 36 states and Union Territories. It has a workforce of over 75,000 employees.
The bank attributed its business expansion during FY27 to a wider distribution network, improved operational efficiency and a continued focus on operational excellence.
