THEBUSINESSBYTES BUREAU

MUMBAI, FEBRUARY 11, 2026

Expanding its digital financial services portfolio, the JioFinance app has introduced a new fixed deposit (FD) marketplace that allows users to access, compare and invest in FDs offered by a diverse set of banks and non-banking financial companies (NBFCs) — all through a single digital platform.

The latest feature strengthens the app’s positioning as a one-stop destination for simple, secure and digital-first financial solutions. Designed for investors seeking stable and low-risk savings products, the FD platform offers a seamless, fully digital end-to-end journey that enables users to compare interest rates, select suitable tenures and complete investments within minutes.

Through the JioFinance app, users can now explore fixed deposits offered by multiple institutions, including Unity Small Finance Bank, Suryoday Small Finance Bank, Bajaj Finance, Shriram Finance, Utkarsh Small Finance Bank and Mahindra Finance. The platform provides filters that allow customers to sort options by interest rate and tenure, helping them make informed decisions aligned with their financial goals.

The marketplace offers interest rates of up to 8.15 percent per annum, including high-yield options from Small Finance Banks and NBFCs, making it attractive for savers looking to optimise returns while maintaining capital safety. By aggregating offerings from multiple issuers, the app addresses a long-standing challenge for retail investors who often find it difficult to compare rates and features across institutions.

The booking process is entirely digital, eliminating paperwork and manual intervention. Users can complete the investment journey in just a few steps, making it convenient for both first-time investors and experienced savers. The platform also provides transparent and comprehensive information on each FD, including tenure details, tax applicability, lock-in periods, and terms and conditions for premature withdrawals. This level of disclosure is aimed at enabling better financial planning and reducing ambiguity around product features.

In addition to facilitating investments, the JioFinance app offers a consolidated dashboard that allows users to track both ongoing and closed FDs in one place. The dashboard provides visibility into expected returns, maturity dates and renewal reminders, ensuring customers can manage their deposits efficiently without switching between multiple platforms.

Commenting on the launch, Surbhe S. Sharma, Chief Executive Officer, Jio Finance Platform and Service Limited said, “The diverse bouquet of FDs on offer from a wide range of providers is a part of our endeavour to empower users to make smart money choices, aligned to their life goals. FDs remain a popular savings choice in the country, yet users often struggle to compare issuers, understand rates, or track their deposits across platforms. We are removing that friction by enabling a seamless and transparent end-to-end digital journey for discovering, comparing, booking, and tracking FDs.”

The fixed deposit marketplace is powered by Blostem Fintech Private Limited, a B2B banking infrastructure platform integrated as a Business Correspondent and/or Technical Service Provider (TSP) with multiple banks and NBFCs.

Users interested in exploring the new feature can download the JioFinance app, navigate to the ‘Fixed Deposits’ section from the home page and complete the booking process in a few simple steps.