THEBUSINESSBYTES BUREAU

NEW DELHI, FEBRUARY 2, 2026

Punjab National Bank (PNB), one of India’s leading public sector banks, today announced the launch of the PNB Metal Credit Card – LUXURA – on the VISA Infinite platform, marking a significant step in strengthening its premium card portfolio. The launch event was held at PNB’s Corporate Office in Dwarka, New Delhi, in the presence of Ashok Chandra, MD & CEO of PNB, and Anand Vijay Jha, Vice President, Visa – India & South Asia, along with the Bank’s Executive Directors and senior leadership team.

Crafted for customers with evolving lifestyle aspirations, the LUXURA Metal Credit Card on VISA Infinite blends high credit limits with accelerated rewards, international travel privileges and a wide range of exclusive lifestyle benefits. With this launch, LUXURA is now available on both RuPay and Visa platforms, significantly expanding its global acceptance and reinforcing its lifestyle-driven value proposition for discerning customers.

Commenting on the occasion, Ashok Chandra, MD & CEO, PNB, said, “As customer expectations continue to evolve, there is a growing demand for financial solutions that seamlessly combine global acceptance, premium experiences and everyday convenience. The LUXURA Metal Credit Card has been thoughtfully designed to address these aspirations, offering a refined blend of exclusivity, flexibility and lifestyle privileges. With the launch of the credit card on VISA Infinite platform, PNB strengthens its premium banking proposition and reaffirms its commitment to delivering globally competitive, customer-centric solutions that align with the evolving lifestyle needs of today’s customers, both in India and internationally.”

The card offers an attractive rewards structure, starting with a welcome benefit of 20,000 reward points, equivalent to ₹5,000, on spending ₹50,000 within the first 90 days. Cardholders earn four reward points for every ₹100 spent, with enhanced benefits of three times reward points on travel and dining. An additional 10,000 bonus reward points are offered on annual spends of ₹5 lakh. Premium features also include zero foreign exchange mark-up on international transactions and unlimited complimentary access to domestic and international airport lounges.

Further enhancing its appeal, the LUXURA Metal Credit Card on VISA Infinite provides access to the Visa Luxury Hotel Collection, offering benefits such as daily breakfast for two, food and beverage credits, complimentary Wi-Fi, VIP guest status, room upgrades and late check-out, subject to availability. Dining privileges include savings of up to 20 per cent under the Visa Dine & Save programme across select restaurants in India and overseas.

Travel and lifestyle benefits extend to attractive discounts on domestic and international flights and hotel bookings through platforms such as Ixigo, Agoda, Expedia and Trip.com, along with exclusive offers at leading hospitality brands including IHG Hotels, ITC Hotels and Elivaas Villas. Cardholders can also enjoy buy-one-get-one movie tickets on BookMyShow, curated discounts on events, dining and shopping via District, savings on groceries through BigBasket, and a fuel surcharge waiver of up to ₹350 per billing cycle.

Adding to its premium proposition, the card offers 24x7 Visa Concierge Services, providing personalised assistance for travel planning, dining reservations, healthcare support, entertainment bookings, gifting, shopping and lifestyle needs across major global destinations.

The PNB LUXURA Metal Credit Card on VISA Infinite comes with a joining fee of ₹4,999 plus GST and an annual fee of ₹1,999 plus GST, positioning it as a compelling offering for customers seeking a blend of luxury, convenience and global lifestyle experiences.